Established in 2000, Bandhan Mutual Fund is one of India's top fund houses. It has an experienced investment team and an on-the-ground presence in over 60 cities. The fund offers a range of prudently constructed investment products, including equities, fixed income, and liquid alternatives, to provide performance consistent with its well-defined objectives.
The Average AUM of Bandhan Mutual Fund surged impressively to Rs 1,39,836 crores as of March 2024, a 22.3% increase from March 2023. As of December 31, 2024, the Bandhan Mutual Fund’s AUM was Rs 1,68,641 crores. Bandhan Mutual Fund offers 65 mutual fund schemes: 14 equity schemes, 16 debt schemes, 6 hybrid schemes, and 29 others.
Key Information About Bandhan Mutual Fund
How to Invest in the Bandhan Mutual Fund
Investing in the best Bandhan Mutual Funds can be a complex process. To make it easier, here is a step-by-step guide:
1. Choose Your Mutual Fund Type
According to your risk tolerance (low, mid, or high) and financial goals, choose your mutual types, such as equity, debt, hybrid, index, and sector funds.
2. Select a Mutual Fund Scheme
After carefully analysing the historical returns, expense ratio, reviews, and ratings of different schemes, choose your preferred Bandhan Mutual Fund.
3. Login or Open a Demat Account
Log in to your Stack Wealth account. If you do not have an account, you can register with your mobile number and create a new one immediately.
4. Complete KYC (Know Your Customer) Requirements
The next step involves providing personal information and verifying identity. You must upload a government-issued ID such as PAN, Aadhar and proof of address. Follow the instructions in the app to complete this step smoothly.
5. Select Investment Mode (SIP or lumpsum)
If you prefer regular, disciplined investing, you can set-up a systematic investment plan (SIP), which is periodic (monthly, quarterly, etc.). You can also make a lump-sum investment if you have a large amount to invest. Select the investment period of your choice.
6. Confirm and Track Your Investment
After setting up your investment, sit back and watch your money grow. The Stack Wealth app will provide regular updates and reports on your portfolio’s performance. You can also adjust your investments or withdraw funds as needed.
List of Best Bandhan Mutual Funds in India
Here is the list of some of the best Bandhan Mutual Funds in India:
* All data as of 31st January 2025
Detailed Overview of Bandhan Mutual Fund Schemes
Now, let’s discuss these 10 Bandhan mutual fund schemes in detail:
1. Bandhan Core Equity Fund - Direct Plan-Growth
Bandhan Core Equity Fund is an open-ended equity scheme investing in large-cap and mid-cap stocks to generate long-term capital growth.
- Fund Performance: The fund's annualized returns for past three and five years have been around 22.10% and 22.74%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹18,211.13.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Core Equity Fund is ₹1000, and for SIP, it is ₹100.
2. Bandhan Flexi Cap Fund - Direct Plan-Growth
Bandhan Flexi Cap Fund is an open-ended dynamic equity scheme investing in a diversified portfolio of equity and equity-related instruments across market capitalisation – large-cap, mid-cap and small-cap, fixed-income securities and Money Market Instruments.
- Fund Performance: The fund's annualized returns for past three and five years have been around 12.53% and 14.94%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹14,252.97.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Flexi Cap Fund is ₹1000, and for SIP, it is ₹100.
3. Bandhan Government Securities Fund Investment Plan - Direct Plan-Growth
Bandhan Government Securities Fund Investment Plan invests in government securities with relatively high-interest rate risk to generate long-term optimal returns. This fund is labelled as a moderately risky investment option.
- Fund Performance: The fund's annualized returns for past three and five years have been around 6.97% and 7.47%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,243.25.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Government Securities Fund Investment Plan is ₹1000, and for SIP, it is ₹100.
4. Bandhan Conservative Hybrid Fund - Direct Plan-Growth
Bandhan Conservative Hybrid Fund Invests predominantly in debt and money market instruments and balances exposure in equity and equity-related securities to provide stable income and wealth appreciation over the medium to long term.
- Fund Performance: The fund's annualized returns for past three and five years have been around 6.75% and 7.25%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,167.13.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Conservative Hybrid Fund Investment Plan is ₹1000, and for SIP, it is ₹100.
5. Bandhan Floating Rate Fund - Direct Plan-Growth
Bandhan Floating Rate Fund is an open-ended scheme that invests at least 65% of their total assets in floating rate instruments, including debt or money market instruments, to generate short-term optimal returns.
- Fund Performance: The fund's annualized returns for past three years have been around 6.79%. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,181.22.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Floating Rate Fund is ₹1000, and for SIP, it is ₹100.
6. Bandhan Sterling Value Fund - Direct Plan-Growth
Bandhan Sterling Value Fund invests predominantly in equity and equity-related instruments to create long-term wealth. It follows a value investment strategy.
- Fund Performance: The fund's annualized returns for past three and five years have been around 16.85% and 24.51%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹15,960.00.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Sterling Value Fund is ₹1000, and for SIP, it is ₹100.
7. Bandhan Arbitrage Fund - Direct Plan-Growth
Bandhan Arbitrage Fund invests predominantly in arbitrage opportunities in the cash and derivative segments of the equity markets with balance exposure in debt and money market instruments to generate low volatility returns over the short to medium term.
- Fund Performance: The fund's annualized returns for past three and five years have been around 7.09% and 5.98%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,285.20.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Arbitrage Fund is ₹100, and for SIP, it is ₹100.
8. Bandhan Large Cap Fund - Direct Plan-Growth
Bandhan LargeCap Fund is an open-ended equity scheme investing predominantly in large-cap stocks. It is predominantly invested in equity and equity-related instruments of large-cap companies to create long-term wealth.
- Fund Performance: The fund's annualized returns for past three and five years have been around 13.41% and 17.01%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹14,592.96.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Large Cap Fund is ₹1000, and for SIP, it is ₹100.
9. Bandhan Money Manager Fund - Direct Plan-Growth
Bandhan Money Manager Fund is a debt scheme that aims to generate short-term optimal returns with relative stability and high liquidity by investing predominantly in money market instruments.
- Fund Performance: The fund's annualized returns for past three and five years have been around 6.75% and 5.90%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,168.35.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Money Manager Fund is ₹100, and for SIP, it is ₹100.
10. Bandhan Equity Savings Fund - Direct Plan-Growth
Bandhan Equity Savings Fund invests predominantly in equity and equity-related securities (including arbitrage and other derivative strategies) and Fixed Income securities to generate long-term capital growth and income.
- Fund Performance: The fund's annualized returns for past three and five years have been around 7.71% and 8.80%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹12,496.82.
- Minimum Investment Amount: The minimum lump sum for the Bandhan Equity Savings Fund is ₹1000, and for SIP, it is ₹100.
Top Fund Managers
Below is the list of people who have made Bandhan Mutual Fund Investment a standout choice in a highly competitive market.
1. Mr. Manish Gunwani
Manish Gunwani is the Head of Equities at Bandhan AMC. He has over 28 years of experience and deep expertise in equity fund management, covering a broad spectrum of equity research and fund management. Previously, Manish was the Chief Investment Officer of equities at Nippon India Mutual Fund. He also significantly contributed as the deputy CIO (equities) at ICICI Prudential AMC, where he was instrumental in growing two flagship funds to a total AUM exceeding Rs. 35,000 crores.
2. Mr. Kirthi Jain
Kirthi Jain, Vice President of Equities at Bandhan AMC, has over a decade of in-depth experience in the Indian Equities market. His expertise particularly spans sectors like auto and ancillary, textiles, capital goods, infrastructure, utilities, realtors, and financials, showcasing his comprehensive understanding and analytical prowess. Previously, Kirthi was an assistant fund manager at Canara HSBC Life Insurance and Sundaram Mutual Fund, where he worked as a research analyst on the equity investment team.
3. Mr. Suyash Choudhary
Since October 2010, Mr. Suyash Choudhary has been the head of Fixed Income at Bandhan AMC. With more than two decades of experience in Fixed Income, Suyash has an exceptional track record in fixed-income research and fund management. Before joining Bandhan AMC, Suyash worked at HSBC Asset Management (India) Pvt. Ltd as Head of Fund Management (Fixed Income) and Standard Chartered Asset Management Co. Pvt. Ltd as a Fund Manager and at Deutsche Bank AG.
4. Mr. Brijesh Shah
Brijesh Shah is the vice president of Fixed Income at Bandhan AMC. He has over 15 years of experience and expertise in the fixed-income arena. Previously, he was a senior manager at IDBI and Indiabulls AMC, where he led the dealing function and executed various fixed-income instruments.
5. Ms. Ritika Behera
Ms. Ritika Behera joined Bandhan AMC Limited on August 10, 2023, as Vice President of equities in the Equity Investments team. She will be responsible for research and analysis. She has more than 13 years of experience. Before Bandhan AMC, she was an Analyst with Ocean Dial Asset Management. Earlier, she was associated with Elara Securities Pvt Limited and Batlivala & Karani Securities Pvt Ltd.
Visit Youtube
