Explore 5,000+ Mutual Funds with Stack Wealth

To choose the right mutual fund, assess your financial goals, risk tolerance, and investment horizon. You can select from equity, debt, hybrid, or index funds based on your needs. It’s also helpful to review the fund's past performance, expense ratio, and fund manager expertise.

Through a systematic investment plan (SIP), you can start investing in mutual funds with as little as ₹500 per month. Lump sum investments, depending on the fund, may require a higher initial amount.

No, mutual fund returns are not guaranteed as they are subject to market risks. The value of investments may fluctuate based on market conditions. However, mutual funds can offer competitive returns over the long term, depending on the type of fund and market performance.

Mutual funds generate income through capital gains, dividends, and interest from their investments. Depending on the performance of the underlying assets in the fund, investors receive this income either as distributions or can reinvest it to compound growth over time.

Mutual funds face market risk (falling asset prices), interest rate risk (bond value changes), credit risk (issuer default), and liquidity risk (difficulty selling assets). These risks can impact returns, especially during economic downturns or market volatility.

Debt or liquid funds are better for short-term investments, offering 5-7% returns with low risk. Equity funds, while providing higher potential returns, are riskier and more volatile for short-term goals.

Returns depend on the fund type and market conditions. Equity funds typically return 10-12% annually over the long term, while debt funds average 6-8%. Short-term results vary with market fluctuations.