SWP Calculator

SWP Calculator

Tailor your Systematic Withdrawal Plan (SWP) to redeem your investment strategically.

total investment (₹)
withdrawal per month (₹)
annual Rate of Return (%)
time period (yrs)

residual value

₹0
 

total interest earned

₹0
 

total withdrawal

₹6,00,000
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Understanding SWP Calculator

What is a SWP?arrowWhat is the SWP Calculator?arrowHow does the SWP Calculator work?arrowHow Stack Wealth can help you with your SWP?arrowAdvantages of having a systematic withdrawl planarrow

What is a SWP?

SWP, or Systematic Withdrawal Plan, is a service provided by mutual funds, enabling investors to withdraw a consistent amount periodically from their mutual fund investments. This option is particularly beneficial for individuals seeking a stable income stream while retaining their initial investment in the fund.

What is the SWP Calculator?

An Systematic Withdrawl Plan (SWP) Calculator is a digital tool designed to aid investors in computing the precise amount they can withdraw regularly through a Systematic Withdrawal Plan. By considering factors like the initial investment, anticipated rate of return, withdrawal frequency, and investment duration, the calculator estimates the amount that can be withdrawn at scheduled intervals.

How does the SWP Calculator work?

The SWP Calculator illustrates the regular cash inflows generated by the systematic withdrawal plan. It utilizes a mathematical equation: A = PMT ((1+r/n)^nt – 1) / (r/n)) where A represents the Future Value of the Investment, PMT is the payment amount per period, n indicates the number of compounds in a period, and t represents the number of periods the money is invested.

To illustrate, consider an initial investment of Rs 1,20,000 in a mutual fund scheme. If you redeem an SWP amount of Rs 10,000 monthly over a 12-month withdrawal period, with an expected annual return of 7%, the calculator tracks the monthly balance, redemption amounts, accrued interest, and end-of-month balance.

How Stack Wealth can help you with your SWP?

Utilize Stack's best SWP Calculator to compute your monthly income from mutual fund investments using the Systematic Withdrawal Plan. Experiment with various withdrawal amounts and determine the maturity sum. This tool assists in finding the optimal monthly withdrawals from your mutual fund scheme. It also helps you determine the SWP surplus, which you may invest in other financial instruments.

Advantages of having a systematic withdrawl plan

Benefits of SWP mutual fund Calculator:

  • Ensures accurate calculations for systematic withdrawal plans.
  • Streamlines withdrawal strategy, optimizing financial goals.
  • Helps mitigate market risks through strategic withdrawal planning.
  • Tailors withdrawals to individual needs, enhancing financial flexibility.
  • Facilitates long-term financial stability with systematic, calculated withdrawals.

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