Navi Mutual Fund is registered with the SEBI with Anmol Como Broking Private Limited (ACBPL) as its Sponsor. Navi AMC Limited, formerly Essel Finance AMC Limited, is the asset manager of Navi MF. Navi Trustee Limited is the trustee of Navi AMC Limited. As of Dec 31, 2024, the fund house’s assets under management (AUM) were Rs 6,998 crores.
Navi Mutual Fund offers many investment options - from low-cost index funds to ELSS funds, among other investment choices across sectors, market caps and geographies to help investors meet their unique financial objectives. In 2022, Navi Mutual Fund launched 6 index funds that serve the different needs of investors, keeping their risk tolerance in mind. With a passive investing strategy and strong leadership, Navi’s low-cost funds make Navi Mutual Fund one of India’s most popular and sought-after AMCs. Currently, it offers 14 Mutual Fund Schemes.
Key Information About Navi Mutual Fund
How to Invest in the Navi Mutual Fund
Investing in the best Navi Mutual Fund can be a complex process. To make it easier, here is a step-by-step guide:
1. Choose Your Mutual Fund Type
According to your risk tolerance (low, mid, or high) and financial goals, choose your mutual types, such as equity, debt, hybrid, index, and sector funds.
2. Select a Mutual Fund Scheme
After carefully analysing the historical returns, expense ratio, reviews, and ratings of different schemes, choose your preferred Navi Mutual Fund.
3. Login or Open a Demat Account
Log in to your Stack Wealth account. If you do not have an account, you can register with your mobile number and create a new one immediately.
4. Complete KYC (Know Your Customer) Requirements
The next step involves providing personal information and verifying identity. You must upload a government-issued ID such as PAN, Aadhar and proof of address. Follow the app guidelines to ensure a seamless process.
5. Select Investment Mode (SIP or lumpsum)
If you prefer regular, disciplined investing, you can set up a periodic systematic investment plan (SIP). You can also make a lump-sum investment if you have a large amount to invest. Select the investment period of your choice.
6. Confirm and Track Your Investment
After setting up your investment, relax and let your money grow. The Stack Wealth app will provide regular updates and reports on your portfolio’s performance. You can also adjust your investments or withdraw funds as needed.
List of Best Navi Mutual Funds in India
Here is the list of some of the best Navi Mutual Funds in India:
Detailed Overview of Navi Mutual Fund Schemes
Now, let’s discuss these 10 Navi Mutual Fund schemes in detail:
1. Navi Flexi Cap Fund -Direct-Growth Plan
Navi Flexi Cap Fund is an equity scheme that invests in a diversified portfolio of large, mid, and small-cap companies to generate capital appreciation in the long term through equity investments.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 11.01% and 13.15%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13,680.
- Minimum Investment Amount: The minimum lump sum for the Navi Flexi Cap Fund is ₹100, and for SIP, it is ₹100.
2. Navi Liquid Fund-Direct-Growth Plan
Navi Liquid Fund is an open-ended Liquid Debt scheme that seeks to generate a reasonable return proportional to low risk and high liquidity from a money market and debt securities portfolio.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 6.49% and 6.82%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 12,076.
- Minimum Investment Amount: The minimum lump sum for the Navi Liquid Fund is ₹100, and for SIP, it is ₹100.
3. Navi Aggressive Hybrid Fund-Direct-Growth Plan
Navi Aggressive Hybrid Fund is a hybrid scheme primarily investing in equity-related instruments. The scheme’s investment objective is to deliver periodic returns and capital growth over a long period.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 11.31% and 11.14%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13,791.
- Minimum Investment Amount: The minimum lump sum for the Navi Aggressive Hybrid Fund is ₹100, and for SIP, it is ₹100.
4. Navi Large & Midcap Fund-Direct-Growth Plan
Navi Large & Mid Cap Fund is an equity scheme majorly investing in equity and equity-related instruments of mid-cap companies and large-cap companies. The scheme’s investment goal is to generate capital appreciation over the medium to long term.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 11.35% and 15.07%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13,806.
- Minimum Investment Amount: The minimum lump sum for the Navi Large & Midcap Fund is ₹100, and for SIP, it is ₹100.
5. Navi Nifty Bank Index Fund-Direct-Growth Plan
Navi Nifty Bank Index Fund is an open-ended Sectoral-Banking Equity scheme that seeks to achieve a return equivalent to the Nifty Bank Index Index by investing in companies stocks, including the Nifty Bank Index, subject to tracking error. It is benchmarked against the Nifty Bank Total Return Index.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 10.48% and 7.79%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13,485.
- Minimum Investment Amount: The minimum lump sum for the Navi Nifty Bank Index Fund is ₹100, and for SIP, it is ₹100.
6. Navi Nifty India Manufacturing Index Fund-Direct-Growth Plan
Navi Nifty India Manufacturing Index Fund is an open-ended Thematic Equity scheme that strives to earn a return equivalent to Nifty India Manufacturing Index by investing in stocks of companies containing Nifty India Manufacturing Index, subject to tracking error. It is benchmarked against the Nifty India Manufacturing Total Return Index.
- Fund Performance: The fund's annualized returns have been around 18.21% since inception. In one year, the current value of a Standard Investment of ₹10,000 will become around ₹ 10,890.
- Minimum Investment Amount: The minimum lump sum for the Navi Nifty India Manufacturing Index Fund is ₹100, and for SIP, it is ₹100.
7. Navi Nifty Midcap 150 Index Fund -Direct-Growth Plan
Navi Nifty Midcap 150 Index Fund is an open-ended Mid Cap Equity scheme benchmarked against NIFTY Midcap 150 Total Return Index. The scheme strives to achieve a return equivalent to the Nifty Midcap150 Index by investing in stocks of companies comprising the Nifty Midcap 150 Index, subject to tracking error.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 18.58% and 19.36%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 16,674.
- Minimum Investment Amount: The minimum lump sum for the Navi Nifty Midcap 150 Index Fund is ₹100, and for SIP, it is ₹100.
8. Navi ELSS Nifty 50 Tax Saver Index Fund -Direct-Growth Plan
Navi ELSS Nifty 50 Tax Saver Index Fund is an open-ended passive equity-linked saving scheme with a statutory lock-in of three years and tax benefit replicating/tracking the Nifty 50 index.
- Fund Performance: The fund's annualized returns since inception have been around 15.80%. In one year, the current value of a Standard Investment of ₹10,000 will become around ₹ 10,321.
- Minimum Investment Amount: The minimum lump sum for the Navi ELSS Nifty 50 Tax Saver Index Fund is ₹500, and for SIP, it is ₹500.
9. Navi Nifty 50 Index Fund-Direct-Growth Plan
Navi Nifty 50 Index Fund is an open-ended equity scheme tracking/replicating the Nifty 50 Index. It invests in equity and equity-related securities covered by the Nifty 50 Index with the aim of capital appreciation over the long term.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 10.27% and 10.88%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13,408.
- Minimum Investment Amount: The minimum lump sum for the Navi Nifty 50 Index Fund is ₹100, and for SIP, it is ₹100.
10. Navi Nifty Next 50 Index Fund-Direct-Growth Plan
Navi Nifty Next 50 Index Fund is an equity scheme investing in an actively managed portfolio predominantly consisting of Equity & equity-related securities diversified over various sectors of large-cap companies. The scheme tracks the Nifty Next 50 index, a weighted portfolio of around 50 companies from the NIFTY 100 index, after excluding the NIFTY 50 companies.
- Fund Performance: The fund's annualized returns for the past three years and since inception have been around 13.66% and 11.37%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 14,683.
- Minimum Investment Amount: The minimum lump sum for the Navi Nifty Next 50 Index Fund is ₹100, and for SIP, it is ₹100.
Top Fund Managers
Below is the list of people who have made Navi Mutual Fund Investment a standout choice in a highly competitive market.
1. Mr. Ashutosh Shirwaikar
Ashutosh Shirwaikar oversees all equity schemes as Navi’s Head of Investments & Fund Manager. He has nearly 9 years of experience in the equity markets. Before joining Navi, he worked as an analyst for 7 years at Quantum Advisory.
2. Mr. Aditya Mulki
Aditya is currently the CEO of Navi AMC Limited and has around 9 years of experience. Before this, he was the Head of Investments and Fund Manager at Navi AMC Ltd, managing an AUM of Rs 7,000 crores. Before joining Navi Aditya, I worked as an equity research analyst for nearly 6 years at Quantum Advisors Ltd.
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