HSBC Mutual Fund, launched in 2002, is one of India's leading mutual fund investment companies. For the past two decades, HSBC Mutual Fund India has managed Indian equity and debt assets. Its comprehensive range of investment solutions across many asset classes is distinctly designed to meet the particular investment needs of its clients. As of 31 December 2024, the company handled the Mutual Fund's AUM of INR 1,26,535 Cr (USD 14.8 bn).
HSBC Mutual Fund is sponsored by HSBC Securities and Capital Markets (India) Private Limited (HSCI), a member of the HSBC Group. HSCI holds 100% of the paid-up equity share capital of HSBC Asset Management (India) Private Limited. Its investment platform includes more than 660 professionals across 21 countries and territories.
Key Information About HSBC Mutual Fund
How to Invest in the HSBC Mutual Fund
Investing in the best HSBC Mutual Funds can be a complex process. To make it easier, here is a step-by-step guide:
1. Choose Your Mutual Fund Type
According to your risk tolerance (low, mid, or high) and financial goals, choose your mutual types, such as equity, debt, hybrid, index, and sector funds.
2. Select a Mutual Fund Scheme
After carefully analysing the historical returns, expense ratio, reviews, and ratings of different schemes, choose your preferred HSBC Mutual Fund.
3. Login or Open a Demat Account
Log in to your Stack Wealth account. If you do not have an account, you can register with your mobile number and create a new one immediately.
4. Complete KYC (Know Your Customer) Requirements
The next step involves providing personal information and verifying identity. You must upload a government-issued ID such as PAN, Aadhar and proof of address. Follow the instructions in the app to complete this step smoothly.
5. Select Investment Mode (SIP or lumpsum)
If you prefer regular, disciplined investing, you can set-up a systematic investment plan (SIP), which is periodic (monthly, quarterly, etc.). Alternatively, if you have a large amount to invest, you can make a lump-sum investment. Select the investment period of your choice.
6. Confirm and Track Your Investment
After setting up your investment, sit back and watch your money grow. The Stack Wealth app will provide regular updates and reports on your portfolio’s performance. You can also adjust your investments or withdraw funds as needed.
List of Best HSBC Mutual Funds in India
Here is the list of some of the best HSBC Mutual Funds in India:
* All data as of 31 Jan 2025
Detailed Overview of HSBC Mutual Fund Schemes
Now, let’s discuss these 10 HSBC Mutual Fund schemes in detail:
1. HSBC Arbitrage Fund - Regular Plan-Growth
HSBC Arbitrage Fund was previously an open-ended hybrid scheme that predominantly invested in arbitrage opportunities of the equity markets and invested the rest in debt and money market instruments.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 6.19% and 5.33%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹11975.
- Minimum Investment Amount: The minimum lump sum for the HSBC Arbitrage Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1,000; for SIP, it is ₹500.
2. HSBC ELSS Tax Saver Fund - Regular Plan-Growth
HSBC ELSS Tax Saver Fund is an open-ended Equity-Linked Savings Scheme with a three-year statutory lock-in and tax benefits. Its goal is to generate long-term capital growth from a diversified portfolio of mainly equity and equity-related instruments.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 16.37% and 17.45%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 15766.
- Minimum Investment Amount: The minimum lump sum for the HSBC ELSS Tax Saver Fund is ₹500; for Min Add Lumpsum, it is ₹ 500; for SIP, it is ₹500.
3. HSBC Gilt Fund Fund - Regular Plan-Growth
HSBC Gilt Fund is an open-ended debt scheme that invests in government securities across maturity. It has a relatively high interest rate and low credit risk.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 5.59% and 5.51%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 11776.
- Minimum Investment Amount: The minimum lump sum for the HSBC Gilt Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
4. HSBC Aggressive Hybrid Fund - Regular Plan-Growth
HSBC Aggressive Hybrid Fund is an open-ended hybrid scheme that seeks long-term capital growth and income by investing in equity and equity-related instruments.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 11.55% and 13.57%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13886.
- Minimum Investment Amount: The minimum lump sum for the HSBC Aggressive Hybrid Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
5. HSBC Money Market Fund - Regular Plan-Growth
HSBC Money Market Fund is an open-ended debt scheme with a relatively low interest rate and moderate credit risk. Its goal is to generate regular income through investment in a portfolio comprised mainly of money market instruments.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 6.25% and 5.35%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 11998.
- Minimum Investment Amount: The minimum lump sum for the HSBC Money Market Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
6. HSBC Flexi Cap Fund - Regular Plan-Growth
HSBC Flexi Cap Fund is an open-ended dynamic equity scheme that invests dynamically across market capitalisation (large, mid, and small-cap stocks). The investment could be in any one, two, or all three types of market capitalisation.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 17.06% and 18.07%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 16048.
- Minimum Investment Amount: The minimum lump sum for the HSBC Flexi Cap Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
7. HSBC Conservative Hybrid Fund - Regular Plan-Growth
HSBC Conservative Hybrid Fund is an open-ended Hybrid Scheme investing predominantly in debt and money market Instruments to generate reasonable returns.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 8.15% and 8.50%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 12654.
- Minimum Investment Amount: The minimum lump sum for the HSBC Conservative Hybrid Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
8. HSBC Large and Mid Cap Fund - Regular Plan-Growth
HSBC Large and Mid Cap Fund is an open-ended equity scheme that chiefly invests in large and mid-cap stocks to seek long-term capital growth.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 16.91% and 17.98%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 15984.
- Minimum Investment Amount: The minimum lump sum for HSBC Large and Mid Cap Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
9. HSBC Medium Duration Fund - Regular Plan-Growth
HSBC Medium Duration Fund is an open-ended medium-term debt scheme investing in debt instruments such that the portfolio‘s Macaulay duration is between 3-4 years.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 6.11% and 6.30%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 11951.
- Minimum Investment Amount: The minimum lump sum for the HSBC Medium Duration Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
10. HSBC Balanced Advantage Fund - Regular Plan-Growth
HSBC Balanced Advantage Fund is an open-ended dynamic asset allocation fund seeking long-term capital growth and income through equity and equity-related securities and fixed-income instruments.
- Fund Performance: The fund's annualized returns over the past three and five years have been around 10.46% and 10.21%, respectively. In three years, the current value of a Standard Investment of ₹10,000 will become around ₹ 13481.
- Minimum Investment Amount: The minimum lump sum for the HSBC Balanced Advantage Fund is ₹5000; for Min Add Lumpsum, it is ₹ 1000; for SIP, it is ₹500.
Top Fund Managers
Below is the list of people who have made HSBC Mutual Fund Investment a standout choice in a highly competitive market.
1. Mr. Neelotpal Sahai
Mr. Neelotpal is the current Head of Equities at HSBC AM (India). He joined IDFC Investment Advisors Limited as a Senior Research Analyst in 2006. He was promoted to the Director of Equity Portfolio Management for IDFC in 2010 and switched to HSBC Asset Management as the Head of the Equities department in 2013. He manages ₹ 744 Crore as HSBC Large Cap Equity Fund and several other associated investment options’ Equity portions.
2. Mr. Gautam Bhupal
Mr. Gautam Bhupal is currently the equity fund manager. He holds a CA, CS, B.Com (Hons), and PGDBM degree. Previously, he was a part of Motilal Oswal Securities Ltd., SBC Warburg, IDFC AMC, Vickers Ballas Securities Ltd, UTI Securities Ltd, and Infosys Ltd.
3. Ms. Cheenu Gupta
Ms. Cheenu Gupta is currently the equity fund manager. Previously, she was associated with Canara Robeco Mutual Fund, L&T Mutual Fund, and Tata AIA Life Insurance Company as a Fund Manager.
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