SP
Sachin Padwal-DesaiFund Manager Since 25 Apr 2014
Fixed IncomeBanking & PSU
Franklin India Banking & PSU Debt Fund Direct Growth
3Y Annualised
7.95%
0.06% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
1M Returns
0.76%
0.06% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
9 years 1 months
NIFTY 50
5 years 5 months
FD
9 years 7 months
Fund info
Fund size
₹499.27 Cr
Min. SIP amount
₹500
Min. Lumpsum amount
₹5000
Exit load
0%
Nil
Risk Profile
Moderate Risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
1st
ICICI Prudential Banking and PSU Debt Fund Bonus
2.46%
2nd
ICICI Prudential Banking and PSU Debt Fund Retail Plan Growth
2.42%
3rd
ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Rnvstmnt of Inc Dist cum Cap Wdrl
2.28%
4th
ICICI Prudential Banking and PSU Debt Fund Retail Plan Daily Payout of Inc Dist cum Cap Wdrl
2.28%
5th
Aditya Birla Sun Life Banking & PSU Debt Fund Direct Plan Monthly Payout Inc Dist cum Cap Wdrl
1.39%
114th
Franklin India Banking & PSU Debt Fund Direct Growth
0.76%
Fund Managers
US
Umesh SharmaFund Manager Since 25 Apr 2014
MB
Mayank BukrediwalaFund Manager Since 24 Aug 2020
About Franklin India Banking & PSU Debt Fund Direct Growth
Franklin India Banking & PSU Debt Fund Direct Growth is a Fixed Income mutual fund scheme from Franklin Templeton Asst Mgmt(IND)Pvt Ltd. This fund has been in existence for 11 years, having been launched on 2014-04-25. Franklin India Banking & PSU Debt Fund Direct Growth has ₹499.27 Cr worth of assets under management (AUM) as of Sun Nov 02 2025. The latest Net Asset Value (NAV) of Franklin India Banking & PSU Debt Fund Direct Growth as of Fri Oct 31 2025 is ₹24.0373. The fund has an expense ratio of 0.19%, which is medium comparable to most other Fixed Income funds.
Franklin India Banking & PSU Debt Fund Direct Growth returns for the last 1 year are 8.43%. Since launch, it has delivered 7.91% average annual returns.
The Franklin India Banking & PSU Debt Fund Direct Growth has the majority of its money invested in null sectors.
Top 5 Holdings of Franklin India Banking & PSU Debt Fund Direct Growth.
- Jubilant Bevco Limited: 7.91%
- Rec Limited: 6.88%
- India Infrastructure Finance Company Limited: 6.43%
- Power Finance Corporation Limited: 5.35%
- Small Industries Development Bank Of India: 5.35%
AMC Information
| Name | Franklin Templeton Asst Mgmt(IND)Pvt Ltd |
|---|---|
| Founding Date | 2014-04-25 |
| services@franklintempleton.com | |
| Phone | +91 22 - 67519100 |
| Website | https://www.franklintempletonindia.com |
| Address | One International Centre, Tower 2, 12th and 13th Floor,Senapati Bapat Marg, Elphinstone Road (West), Mumbai |
Tax Implications of Franklin India Banking & PSU Debt Fund Direct Growth
| Short Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
|---|---|
| Long Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
Similar Funds from Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Franklin India Large & Mid Cap Fund Direct Growth
EquityLarge & Mid-Cap
3Y CAGR
18.49%
expense ratio
1.28%
fund size
₹3529.23 Cr
Franklin India Liquid Growth
Capital PreservationLiquid
3Y CAGR
6.31%
expense ratio
0.86%
fund size
₹2630.59 Cr
Franklin India Money Market Fund Growth
Capital PreservationMoney Market
3Y CAGR
7.51%
expense ratio
0.30%
fund size
₹3580.24 Cr
Franklin India Liquid Institutional Growth
Capital PreservationLiquid
3Y CAGR
6.33%
expense ratio
0.60%
fund size
₹2630.59 Cr
Franklin India Retirement Fund Growth
AllocationRetirement
3Y CAGR
10.48%
expense ratio
2.26%
fund size
₹513.48 Cr
Calculate Your Returns
Estimated Returns in 3 Years (Based on past 3Y returns)
₹0
Total Amount
₹0
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