AP
Amit PremchandaniFund Manager Since 2 Jun 2014
EquitySector - Financial Services
UTI Banking and Financial Services Fund-Direct Growth Option
3Y Annualised
23.39%
-0.07% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
1M Returns
1.51%
-0.07% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
3 years 4 months
NIFTY 50
4 years 4 months
FD
9 years 7 months
Fund info
Fund size
₹1355.60 Cr
Min. SIP amount
₹500
Min. Lumpsum amount
₹5000
Exit load
0.01%
Exit Load (As % of NAV) less than 30 days - 1% and equal to or greater than 30 days - Nil
Risk Profile
Very High Risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
Fund Managers
PS
Preethi SFund Manager Since 2 May 2022
About UTI Banking and Financial Services Fund-Direct Growth Option
UTI Banking and Financial Services Fund-Direct Growth Option is a Equity mutual fund scheme from UTI Asset Management Co Ltd. This fund has been in existence for 12 years, having been launched on 2013-01-01. UTI Banking and Financial Services Fund-Direct Growth Option has ₹1355.60 Cr worth of assets under management (AUM) as of Thu Jul 17 2025. The latest Net Asset Value (NAV) of UTI Banking and Financial Services Fund-Direct Growth Option as of Wed Jul 16 2025 is ₹220.2445. The fund has an expense ratio of 1.15%, which is medium comparable to most other Equity funds.
UTI Banking and Financial Services Fund-Direct Growth Option returns for the last 1 year are 13.73%. Since launch, it has delivered 12.65% average annual returns.
The UTI Banking and Financial Services Fund-Direct Growth Option has the majority of its money invested in Financial Services sectors.
Top 5 Holdings of UTI Banking and Financial Services Fund-Direct Growth Option.
- ICICI Bank Ltd: 19.76%
- HDFC Bank Ltd: 14.85%
- Axis Bank Ltd: 6.81%
- Bajaj Finance Ltd: 5.82%
- State Bank of India: 4.54%
AMC Information
| Name | UTI Asset Management Co Ltd |
|---|---|
| Founding Date | 2013-01-01 |
| pms_care@uti.co.in | |
| Phone | +91-22-6678 6666 |
| Website | https://www.utiwms.com |
| Address | PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 |
Tax Implications of UTI Banking and Financial Services Fund-Direct Growth Option
| Short Term Gains | 20% + applicable Surcharge + 4% Cess |
|---|---|
| Long Term Gains | 12.5% without indexation + applicable Surcharge + 4% Cess |
Similar Funds from UTI Asset Management Co Ltd
UTI Conservative Hybrid Fund Regluar Plan Growth
AllocationConservative Allocation
3Y CAGR
11.09%
expense ratio
1.81%
fund size
₹1705.81 Cr
UTI MNC Fund Regular Plan Growth
EquityEquity - Other
3Y CAGR
14.09%
expense ratio
2.04%
fund size
₹2867.46 Cr
UTI Large cap Fund Regular Plan Growth
EquityLarge-Cap
3Y CAGR
15.60%
expense ratio
1.75%
fund size
₹13074.26 Cr
UTI Mid Cap Fund Regular Plan Growth
EquityMid-Cap
3Y CAGR
21.03%
expense ratio
1.76%
fund size
₹12224.27 Cr
UTI Value fund Fund-Direct Growth Option
EquityValue
3Y CAGR
23.38%
expense ratio
1.13%
fund size
₹10117.32 Cr
FAQs
What is the current NAV of UTI Banking and Financial Services Fund-Direct Growth Option?
What are the average returns of UTI Banking and Financial Services Fund-Direct Growth Option?
How do I invest in UTI Banking and Financial Services Fund-Direct Growth Option?
What is the expense ratio of UTI Banking and Financial Services Fund-Direct Growth Option?
What are net assets under management (AUM) of UTI Banking and Financial Services Fund-Direct Growth Option?
What is the PE and PB ratio of UTI Banking and Financial Services Fund-Direct Growth Option?
What are the top 5 holdings of UTI Banking and Financial Services Fund-Direct Growth Option?
What are the top 3 sectors that UTI Banking and Financial Services Fund-Direct Growth Option has invested in?
Who is the manager of UTI Banking and Financial Services Fund-Direct Growth Option?
What is the exit load of UTI Banking and Financial Services Fund-Direct Growth Option?
How to Redeem UTI Banking and Financial Services Fund-Direct Growth Option?
Can I invest in SIP and a Lump Sum of UTI Banking and Financial Services Fund-Direct Growth Option?
