AS
Alok SinghFund Manager Since 27 Feb 2015
Fixed IncomeCredit Risk
Bank of India Credit Risk Fund Direct Growth
3Y Annualised
37.62%
0.01% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
Annualised
0.38%
0.01% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
2 years 2 months
NIFTY 50
5 years 6 months
FD
9 years 7 months
Fund info
Fund size
₹113.57 Cr
Min. SIP amount
₹1000
Min. Lumpsum amount
₹5000
Exit load
0.04%
Exit Load- • % if redeemed within 12 months from the date of allotment • 2% if redeemed after 12 months but within 24 months from the date of allotment • 2% if redeemed after 24 months but within 36 months from the date of allotment • Nil if redeemed after 36 months from the date of allotment
Risk Profile
High Risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
1st
DSP Credit Risk Fund Direct Plan Growth
13.31%
2nd
DSP Credit Risk Fund Direct Plan Payout of Income Dist cum Cap Wdrl
13.31%
3rd
DSP Credit Risk Fund Direct Plan Reinvestment of Income Dist cum Cap Wdrl
13.31%
4th
DSP Credit Risk Fund Direct Plan Quarterly Payout of Income Dist cum Cap Wdrl
13.31%
5th
DSP Credit Risk Fund Direct Plan Quarterly Reinvestment of Income Dist cum Cap Wdrl
13.31%
138th
Bank of India Credit Risk Fund Direct Growth
0.38%
Fund Managers
About Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Growth is a Fixed Income mutual fund scheme from Bank of India Investment Managers Private Limited. This fund has been in existence for 10 years, having been launched on 2015-02-27. Bank of India Credit Risk Fund Direct Growth has ₹113.57 Cr worth of assets under management (AUM) as of Mon Mar 10 2025. The latest Net Asset Value (NAV) of Bank of India Credit Risk Fund Direct Growth as of Fri Mar 07 2025 is ₹12.1824. The fund has an expense ratio of 0.98%, which is medium comparable to most other Fixed Income funds.
Bank of India Credit Risk Fund Direct Growth returns for the last 1 year are 5.26%. Since launch, it has delivered 1.99% average annual returns.
The Bank of India Credit Risk Fund Direct Growth has the majority of its money invested in null sectors.
Top 5 Holdings of Bank of India Credit Risk Fund Direct Growth.
- Aditya Birla Real Estate Limited: 10.56%
- 7.99% Rashtriya Chemicals And Fertilizers Limited: 8.85%
- JSW Steel Limited: 8.83%
- Nirma Limited: 8.82%
- 360 One Prime Limited: 8.80%
AMC Information
| Name | Bank of India Investment Managers Private Limited |
|---|---|
| Founding Date | 2015-02-27 |
| service@boimf.in | |
| Phone | +91 22 40479000 |
| Website | https://www.boimf.in/ |
| Address | Bank of India Investment Managers Private Limited,B/204, Tower 1, Peninsula Corporate Park,,Ganpatrao Kadam Marg,,Lower Parel, Mumba |
Tax Implications of Bank of India Credit Risk Fund Direct Growth
| Short Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
|---|---|
| Long Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
Similar Funds from Bank of India Investment Managers Private Limited
Bank of India Manufacturing & Infra Growth
EquityEquity - Infrastructure
3Y CAGR
22.71%
expense ratio
2.27%
fund size
₹523.86 Cr
Bank of India Short Term Income Fund Regular Growth
Fixed IncomeShort Duration
3Y CAGR
13.95%
expense ratio
1.00%
fund size
₹102.16 Cr
Bank of India Credit Risk Fund Direct Growth
Fixed IncomeCredit Risk
3Y CAGR
37.62%
expense ratio
0.98%
fund size
₹113.57 Cr
Bank of India ELSS Tax Saver Fund Eco Growth
EquityELSS (Tax Savings)
3Y CAGR
17.46%
expense ratio
1.70%
fund size
₹1329.97 Cr
Bank of India Short Term Income Fund Direct Plan Growth
Fixed IncomeShort Duration
3Y CAGR
14.50%
expense ratio
0.45%
fund size
₹102.16 Cr
FAQs
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How to Redeem Bank of India Credit Risk Fund Direct Growth?
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