AS
Alok SinghFund Manager Since 27 Feb 2015
Fixed IncomeCredit Risk
Bank of India Credit Risk Fund Direct Growth
3Y Annualised
6.44%
0.02% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
1M Returns
0.42%
0.02% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
11 years 1 months
NIFTY 50
5 years 2 months
FD
9 years 7 months
Fund info
Fund size
₹106.49 Cr
Min. SIP amount
₹1000
Min. Lumpsum amount
₹5000
Exit load
0.04%
Exit Load- • % if redeemed within 12 months from the date of allotment • 2% if redeemed after 12 months but within 24 months from the date of allotment • 2% if redeemed after 24 months but within 36 months from the date of allotment • Nil if redeemed after 36 months from the date of allotment
Risk Profile
Moderately High risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
1st
ICICI Prudential Credit Risk Fund Bonus
1.90%
2nd
ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Reinvestment Inc Dist cum Cap Wdrl
1.18%
3rd
ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Payout Inc Dist cum Cap Wdrl
1.18%
4th
ICICI Prudential Credit Risk Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl
1.18%
5th
ICICI Prudential Credit Risk Fund Direct Plan Annual Reinvestment Inc Dist cum Cap Wdrl
1.18%
164th
Bank of India Credit Risk Fund Direct Growth
0.42%
Fund Managers
About Bank of India Credit Risk Fund Direct Growth
Bank of India Credit Risk Fund Direct Growth is a Fixed Income mutual fund scheme from Bank of India Investment Managers Private Limited. This fund has been in existence for 10 years, having been launched on 2015-02-27. Bank of India Credit Risk Fund Direct Growth has ₹106.49 Cr worth of assets under management (AUM) as of Sat Nov 01 2025. The latest Net Asset Value (NAV) of Bank of India Credit Risk Fund Direct Growth as of Fri Oct 31 2025 is ₹12.7835. The fund has an expense ratio of 0.98%, which is medium comparable to most other Fixed Income funds.
Bank of India Credit Risk Fund Direct Growth returns for the last 1 year are 6.81%. Since launch, it has delivered 2.33% average annual returns.
The Bank of India Credit Risk Fund Direct Growth has the majority of its money invested in null sectors.
Top 5 Holdings of Bank of India Credit Risk Fund Direct Growth.
- Manappuram Finance Limited: 9.50%
- Nirma Limited: 9.43%
- Aditya Birla Real Estate Limited: 9.42%
- Vedanta Limited: 9.41%
- Rashtriya Chemicals And Fertilizers Limited: 4.78%
AMC Information
| Name | Bank of India Investment Managers Private Limited |
|---|---|
| Founding Date | 2015-02-27 |
| service@boimf.in | |
| Phone | 022-61249000 |
| Website | https://www.boimf.in/ |
| Address | Bank of India Investment Managers Private Limited,B/204, Tower 1, Peninsula Corporate Park,,Ganpatrao Kadam Marg,,Lower Parel, Mumbai |
Tax Implications of Bank of India Credit Risk Fund Direct Growth
| Short Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
|---|---|
| Long Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
Similar Funds from Bank of India Investment Managers Private Limited
Bank of India Manufacturing & Infra Growth
EquityEquity - Infrastructure
3Y CAGR
25.86%
expense ratio
2.25%
fund size
₹620.50 Cr
Bank of India Short Term Income Fund Regular Growth
Fixed IncomeShort Duration
3Y CAGR
9.99%
expense ratio
1.00%
fund size
₹238.22 Cr
Bank of India Credit Risk Fund Direct Growth
Fixed IncomeCredit Risk
3Y CAGR
6.44%
expense ratio
0.98%
fund size
₹106.49 Cr
Bank of India ELSS Tax Saver Fund Eco Growth
EquityELSS (Tax Savings)
3Y CAGR
17.88%
expense ratio
1.72%
fund size
₹1374.63 Cr
Bank of India Short Term Income Fund Direct Plan Growth
Fixed IncomeShort Duration
3Y CAGR
10.56%
expense ratio
0.45%
fund size
₹238.22 Cr
Calculate Your Returns
Estimated Returns in 3 Years (Based on past 3Y returns)
₹0
Total Amount
₹0
FAQs
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What are the top 3 sectors that Bank of India Credit Risk Fund Direct Growth has invested in?
Who is the manager of Bank of India Credit Risk Fund Direct Growth?
What is the exit load of Bank of India Credit Risk Fund Direct Growth?
How to Redeem Bank of India Credit Risk Fund Direct Growth?
Can I invest in SIP and a Lump Sum of Bank of India Credit Risk Fund Direct Growth?
