RN
Ritesh NambiarFund Manager Since 9 Nov 2012
Fixed IncomeCredit Risk
UTI Credit Risk Fund Direct Plan Growth Option
3Y Annualised
7.97%
0.04% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
1M Returns
0.49%
0.04% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
9 years 1 months
NIFTY 50
5 years 3 months
FD
9 years 7 months
Fund info
Fund size
₹260.49 Cr
Min. SIP amount
₹500
Min. Lumpsum amount
₹500
Exit load
0.01%
Within 12 months from date of allotment – up to 10% of allotted Units - NIL, beyond 10% of allotted Units - 1.00%. After 12 months from the date of allotment - NIL
Risk Profile
Moderately High risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
1st
Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth
3.87%
2nd
Aditya Birla Sun Life Credit Risk Fund Direct Plan Bonus
3.87%
3rd
Aditya Birla Sun Life Credit Risk Fund Direct Plan Rnvstmnt Inc Dist cum Cap Wdrl
3.87%
4th
Aditya Birla Sun Life Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl
3.87%
5th
Aditya Birla Sun Life Credit Risk Fund Regular Plan Growth
3.79%
53rd
UTI Credit Risk Fund Direct Plan Growth Option
0.49%
Fund Managers
About UTI Credit Risk Fund Direct Plan Growth Option
UTI Credit Risk Fund Direct Plan Growth Option is a Fixed Income mutual fund scheme from UTI Asset Management Co Ltd. This fund has been in existence for 13 years, having been launched on 2013-01-01. UTI Credit Risk Fund Direct Plan Growth Option has ₹260.49 Cr worth of assets under management (AUM) as of Tue Jan 13 2026. The latest Net Asset Value (NAV) of UTI Credit Risk Fund Direct Plan Growth Option as of Mon Jan 12 2026 is ₹19.9919. The fund has an expense ratio of 0.87%, which is medium comparable to most other Fixed Income funds.
UTI Credit Risk Fund Direct Plan Growth Option returns for the last 1 year are 8.03%. Since launch, it has delivered 5.36% average annual returns.
The UTI Credit Risk Fund Direct Plan Growth Option has the majority of its money invested in null sectors.
Top 5 Holdings of UTI Credit Risk Fund Direct Plan Growth Option.
- 7.1% Govt Stock 2034: 9.28%
- Aditya Birla Real Estate Limited: 7.30%
- Piramal Finance Limited: 7.03%
- Aadhar Housing Finance Limited: 5.84%
- Vedanta Limited: 5.81%
AMC Information
| Name | UTI Asset Management Co Ltd |
|---|---|
| Founding Date | 2013-01-01 |
| pms_care@uti.co.in | |
| Phone | +91-22-6678 6666 |
| Website | https://www.utiwms.com |
| Address | PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 |
Tax Implications of UTI Credit Risk Fund Direct Plan Growth Option
| Short Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
|---|---|
| Long Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
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Calculate Your Returns
Estimated Returns in 3 Years (Based on past 3Y returns)
₹0
Total Amount
₹0
