RN
Ritesh NambiarFund Manager Since 9 Nov 2012
Fixed IncomeCredit Risk
UTI Credit Risk Fund Direct Plan Growth Option
3Y Annualised
8.18%
0.03% 1D
Fund Performance
Fund Multiplier
Fund Info
Peer Comparison
Fund Managers
AMC Details
Performance
1M Returns
0.78%
0.03% 1D
Benchmark
SBI Nifty 10 yr Benchmark G-Sec ETF
Fund Multiplier
Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)
This Fund
8 years 10 months
NIFTY 50
5 years 3 months
FD
9 years 7 months
Fund info
Fund size
₹277.65 Cr
Min. SIP amount
₹500
Min. Lumpsum amount
₹500
Exit load
0.01%
Within 12 months from date of allotment – up to 10% of allotted Units - NIL, beyond 10% of allotted Units - 1.00%. After 12 months from the date of allotment - NIL
Risk Profile
Moderately High risk
Peer Comparison
This Fund's Performance Compared With Peers
Over the Period of oneMonth
1st
ICICI Prudential Credit Risk Fund Bonus
1.90%
2nd
ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Reinvestment Inc Dist cum Cap Wdrl
1.18%
3rd
ICICI Prudential Credit Risk Fund Direct Plan Half Yearly Payout Inc Dist cum Cap Wdrl
1.18%
4th
ICICI Prudential Credit Risk Fund Direct Plan Annual Payout Inc Dist cum Cap Wdrl
1.18%
5th
ICICI Prudential Credit Risk Fund Direct Plan Annual Reinvestment Inc Dist cum Cap Wdrl
1.18%
56th
UTI Credit Risk Fund Direct Plan Growth Option
0.78%
Fund Managers
About UTI Credit Risk Fund Direct Plan Growth Option
UTI Credit Risk Fund Direct Plan Growth Option is a Fixed Income mutual fund scheme from UTI Asset Management Co Ltd. This fund has been in existence for 12 years, having been launched on 2013-01-01. UTI Credit Risk Fund Direct Plan Growth Option has ₹277.65 Cr worth of assets under management (AUM) as of Thu Jul 31 2025. The latest Net Asset Value (NAV) of UTI Credit Risk Fund Direct Plan Growth Option as of Wed Jul 30 2025 is ₹19.4429. The fund has an expense ratio of 1%, which is medium comparable to most other Fixed Income funds.
UTI Credit Risk Fund Direct Plan Growth Option returns for the last 1 year are 9.38%. Since launch, it has delivered 5.33% average annual returns.
The UTI Credit Risk Fund Direct Plan Growth Option has the majority of its money invested in null sectors.
Top 5 Holdings of UTI Credit Risk Fund Direct Plan Growth Option.
- 7.1% Govt Stock 2034: 11.49%
- Piramal Finance Limited: 7.63%
- Aadhar Housing Finance Limited: 7.34%
- TATA Projects Limited: 7.31%
- Vedanta Limited: 7.30%
AMC Information
| Name | UTI Asset Management Co Ltd |
|---|---|
| Founding Date | 2013-01-01 |
| pms_care@uti.co.in | |
| Phone | +91-22-6678 6666 |
| Website | https://www.utiwms.com |
| Address | PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 |
Tax Implications of UTI Credit Risk Fund Direct Plan Growth Option
| Short Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
|---|---|
| Long Term Gains | Income tax rate applicable to the Unitholders as per their income slabs. |
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FAQs
What is the current NAV of UTI Credit Risk Fund Direct Plan Growth Option?
What are the average returns of UTI Credit Risk Fund Direct Plan Growth Option?
How do I invest in UTI Credit Risk Fund Direct Plan Growth Option?
What is the expense ratio of UTI Credit Risk Fund Direct Plan Growth Option?
What are net assets under management (AUM) of UTI Credit Risk Fund Direct Plan Growth Option?
What is the PE and PB ratio of UTI Credit Risk Fund Direct Plan Growth Option?
What are the top 5 holdings of UTI Credit Risk Fund Direct Plan Growth Option?
What are the top 3 sectors that UTI Credit Risk Fund Direct Plan Growth Option has invested in?
Who is the manager of UTI Credit Risk Fund Direct Plan Growth Option?
What is the exit load of UTI Credit Risk Fund Direct Plan Growth Option?
How to Redeem UTI Credit Risk Fund Direct Plan Growth Option?
Can I invest in SIP and a Lump Sum of UTI Credit Risk Fund Direct Plan Growth Option?
