PNB FD Calculator

PNB FD Calculator

Forecast interest earnings from your Fixed Deposit (FD) investments using PNB FD Calculator.

total investment amount (₹)
enable compounding?
rate of interest (%)
time period (in years)

total maturity value


invested amount


estimated returns

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Understanding PNB FD Calculator

PNB Fixed Deposit CalculatorarrowFactors affecting the maturity amount of your FDarrowPNB FD CalculatorarrowWhat is the formula to Calculate PNB FD Interest Rate?arrowBenefits of PNB FD Rates Calculatorarrow

PNB Fixed Deposit Calculator

PNB (Punjab National Bank) offers various fixed deposit (FD) options with competitive interest rates. To calculate the interest earned on a PNB FD, you can use a PNB FD calculator. This tool allows you to estimate the interest your principal amount will accrue during the investment period.

The PNB FD calculator considers factors like the investment amount, tenure, and interest rate. It provides a detailed breakdown of the maturity amount, taking into account different compounding frequencies such as daily, monthly, quarterly, half-yearly, or yearly. By entering these basic details into the calculator, you can quickly assess the interest your fixed deposit will accumulate at the end of the chosen tenure.

Factors affecting the maturity amount of your FD

The interest earned on a fixed deposit (FD) is influenced by several key factors

  • Rate of Interest: This is the percentage at which the returns are compounded on the invested amount. It's essential to note that the interest rate varies depending on the tenure of your FD.
  • Time Period: Similar to the principal amount and the rate of interest, the duration of your FD is a crucial factor. The rate of interest for your deposit is predetermined by the bank based on the FD tenure.
  • Compounding Frequency: This refers to how often the interest is calculated on fixed deposits. It can be compounded quarterly, monthly, yearly, or half-yearly. The compounding frequency plays a significant role in determining the maturity value at the end of the FD tenure.
  • Tax Deducted at Source (TDS): The amount of TDS deducted has an impact on the total maturity amount of the deposits. Understanding the TDS implications is crucial for accurate calculations.

PNB FD Calculator

When an account holder selects the periodic interest payout option for their Punjab National Bank (PNB) fixed deposit, PNB transfers the earned interest at regular intervals, such as quarterly, to the linked bank account. The interest rate remains constant throughout the deposit's tenure. Upon maturity, PNB transfers the principal amount to the bank account unless the deposit is renewed.

For those opting for a cumulative deposit with PNB, the principal and interest earned (net of TDS) are credited on maturity. The Punjab National Bank FD calculator simplifies the process of estimating the interest earned on your PNB FD account.

What is the formula to Calculate PNB FD Interest Rate?

If you are wondering how to calculate the compound interest on PNB fixed deposit, you should probably note down the formula to calculate interest earned on PNB FD, which is

A = P(1+r/n)^nt

Benefits of PNB FD Rates Calculator

To ensure your investment aligns with your objectives, it's crucial to estimate returns in advance, avoiding surprises. The FD calculator facilitates this evaluation, estimating returns for various investment options. With diverse FD interest rates offered by banks, comparing them is essential. Use the FD calculator on Scripbox's website to effortlessly compare FDs from different banks. Beyond fixed deposits, alternative investments like PPF, Debt Mutual Funds, ELSS, and Government Bonds are available. Estimate returns using Scripbox's calculators for each option. The maturity amount of a fixed deposit is influenced by factors like tenure, payout, compounding frequency, and interest rates. The PNB FD calculator on Scripbox allows you to adjust these factors in real-time, providing instant results.

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