Many SBI equity schemes hold CRISIL ratings of three or higher. Opting for an SBI SIP, depending on your selected fund, can offer the potential for capital appreciation across both low-risk and high-risk investment profiles.

Why should you invest in SBI SIP?

Through an SBI Systematic Investment Plan (SIP), consistent monthly investments contribute to the growth of your portfolio over time. The returns generated on these investments also contribute to the overall growth. Additionally, it's worth noting that SBI, with its three or higher CRISIL ratings, adds a layer of credibility and positive evaluation to the investment potential.

How to open a SIP account in SBI?

Download the Stack Wealth App. Start by choosing the SBI SIP mutual fund strategy of your choice and invest in the app itself. Track the performance regularly.

How are the SBI Bank SIP taxed?

The taxation of SBI Bank SIP is contingent on the type of mutual fund scheme chosen. In the case of equity mutual funds, long-term capital gains (LTCG) are taxed at 17%, whereas short-term capital gains (STCG) incur a tax rate of 15%. It's essential to be aware of the specific tax implications based on the type and duration of your investment for effective financial planning.

Does State Bank SIP have a lock-in period?

Certain noteworthy SBI SIP plans, such as SBI ELSS (Tax Saving Fund), SBI Mid-Cap Fund, SBI Small Cap Fund, SBI Focused Equity Fund, and SBI Bluechip Fund, come with a lock-in period of 3 years. Investors should be mindful of this lock-in duration, especially when considering the SBI ELSS, which is a tax-saving fund. During the lock-in period, investors typically cannot redeem or withdraw their investments, ensuring a commitment for a specified timeframe. It's crucial to understand the terms and conditions of each SIP plan before making investment decisions.

SBI SIP Calculator

Calculate the returns of your SIP with SBI Systematic Investment Plan Calculator

monthly investment (₹)

expected return rate (% p.a)

time period (yrs)

total value

₹61,650

invested amount

₹60,000

estimated returns

₹1,650

Compare returns Why invest?Other calculators Understanding SBI SIP Calculator Related articles FAQs

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why invest with Stack

Simple & Convinient

All the mutual fund SIPs can be tracked easily on the app. Get regular reports & updates on how your SIPs are performing.

Manage Risk

Stack helps to choose the best SIPs based on your risk profile to manage risks and to ensure optimal risk-adjusted returns.

Financial Planning

We recommed the right asset allocation for your investments to ensure you reach your specific financial goals on time.

Finacial Discipline

Our SIP plans help you create financial discipline by automating your investments every month, relieveing you of the burden to plan your investments every month.

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Understanding SBI SIP Calculator

What is SBI SIP calculator?

How can SBI mutual fund SIP calculator help you?

What is the formula to determine SIP returns

How to use the SBI SIP calculator online?

Advantages of using SIP calculator

What is SBI SIP calculator?

The Indian mutual fund industry is witnessing a significant surge, growing from Rs. 5.83 trillion to Rs. 24.25 trillion in the last decade. Despite this growth, many potential investors find themselves navigating through confusion and lack of awareness about mutual funds. To bridge this gap, understanding the potential returns becomes crucial. The SBI SIP calculator online helps you to calculate your potential returns on your ongoing SIPs.

How can SBI mutual fund SIP calculator help you?

Enter the SBI Mutual Fund SIP calculator, a valuable tool in the hands of investors. Systematic Investment Plan (SIP) is a strategic approach where investors contribute a fixed amount monthly to a mutual fund. Unlike lump sum investments, SIPs are considered less risky and more planned.

What is the formula to determine SIP returns

The SBI SIP calculator employs a formula incorporating four variables to predict returns

FV=[PxRx(1 +i)n-1/i]x(1+i)

P is the number of instalments made.

R is the expected rate of return.

n is the number of instalments made.

How to use the SBI SIP calculator online?

The SBI MF SIP calculator on the Stack Wealth website is user-friendly. Input the variables, and the calculator instantly provides results at the bottom.

Advantages of using SIP calculator

Accurate Return Estimate: The calculator provides a reasonably accurate estimate of SIP returns, considering the inherent market risks.
Time Efficiency: Manual SIP calculations can be complex and time-consuming. The calculator delivers accurate results within seconds.
Financial Planning: Armed with precise results, investors can engage in prudent financial planning for the future.
User-Friendly: The calculator is designed for ease of use, requiring no specialized knowledge.