Realize your wealth with Stack's WealthScience™

22 Jul, 20222 mins read
Realize your wealth with Stack's WealthScience™

The ability to view all your investments in one place, with visualizations and statistics that paint the whole picture, is one that Stack makes a reality with the cutting-edge methodology of WealthScience™.

How long should I invest

The power of WealthScience™ helps the investor paint a picture of the road ahead towards their financial goals, with the help of your investment amount, time, frequency of deposits & withdrawals. It's important to understand that the values depicted in the visualizations do not guarantee goal achievement. The time of reaching your goal varies due to market performance. WealthScience™ relies on the fact that you maintain the recommended portfolio at the end of the goal term rather than liquidate it. If the portfolio strategy is changed, calculations are updated.

Returns in Equity

The graph visualization can be understood by focusing on the two main aspects. First, the dark shade indicates the projected portfolio value under normal market conditions with a 95% possibility of occurrence. Second, the light shade indicates the 5% possibility that the value is within the fixed range above or below the expected value.

We advise on withdrawals after tracking the impact of capital gains and ensure that you withdraw from the funds with minimum tax implications. We also track the exit load for optimised withdrawals and then evaluate and recommend the funds to withdraw from, including the amount to withdraw from each.

Guilt Calculator

The portfolio performance is tracked and the ability of the portfolio to reach the Goal target is indicated, assuming average market performance as a percentage. Stack provides advice for bringing the goal back on track in three ways –

  1. Increasing the amount of future monthly contributions.
  2. Increasing the term of the investment.
  3. Increasing the current balance in the account by making a one-time deposit.

There are a few factors to consider when achieving your financial goal such as - taxes, market performance, insufficient deposits for a given time frame etc.

disclaimer: the information provided in this blog is for general informational purposes only. it should not be considered as personalised investment advice. each investor should do their due diligence before making any decision that may impact their financial situation and should have an investment strategy that reflects their risk profile and goals. the examples provided are for illustrative purposes. past performance does not guarantee future results. data shared from third parties is obtained from what are considered reliable sources; however, it cannot be guaranteed. any articles, daily news, analysis, and/or other information contained in the blog should not be relied upon for investment purposes. the content provided is neither an offer to sell nor purchase any security. opinions, news, research, analysis, prices, or other information contained on our blog services, or emailed to you, are provided as general market commentary. stack does not warrant that the information is accurate, reliable or complete. any third-party information provided does not reflect the views of stack. stack shall not be liable for any losses arising directly or indirectly from misuse of information. each decision as to whether a self-directed investment is appropriate or proper is an independent decision by the reader. all investing is subject to risk, including the possible loss of the money invested.

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