opp icon High Principles

Grow your wealth the ‘Ethical’ way

Participate in India’s growth story in a socially responsible way. Invest in funds that adhere to the strict rules laid down under the Shariah Law.

introducing: High Principles

The High Principles Stack is a way to gain exposure to businesses that are a play on India’s secular growth story while strictly abiding by the rules laid down by the Shariah law.

investment strategy

This fund mainly invests in Companies that satisfy the strict rules under the Shariah Law.

This fund is ideal for investors looking to invest in a diversified equity fund without exposure to sectors such as Banking & Finance, Alcohol, Tobacco etc.

This fund is suitable for investors seeking long-term capital appreciation of their wealth and those who wish to invest in equity and equity-related instruments of Companies that are Shariah Compliant.

What you are investing in

Invest in a portfolio of companies that satisfy certain important principles laid down under the Shariah Law.

Funds that will not invest in companies whose total debt exceeds 1/4th of its total assets.

Funds that will not invest in companies whose interest income exceeds 3% of their total income.

Funds that will not invest in Companies which is involved in businesses such as Tobacco, Alcohol, Financial Services such as Banks & NBFCs, Pork, Gambling, Nightclub activities or pornography.

historical performance in global markets

Over the past 1, 3, and 5 years, most infrastructure-focused funds have outperformed benchmark indices. The fund is benchmarked against the Sensex and Nifty 50, which track the performance of the 30 largest and 50 largest companies listed on the BSE and NSE, respectively.

High Principles: pros & cons

benefits

Adequate diversification benefits
Potential to generate attractive returns over the long term.
Higher risk than usual.

drawbacks

There can be periods of underperformance.
Higher risk than usual.
Expense Ratio is higher than the category average.

annualized past returns

The Factor Focused portfolio encompasses a multi-factor strategy combining various attributes like value, growth, and low volatility to seek enhanced returns and diversification.

risk rating

Very High

who should invest in this

Investors who are willing to take on moderate to high risk and have a long-term investment horizon may consider investing in Shariah-compliant funds. These funds are typically best suited for investors who are looking to invest for the long term, at least 5+ years. Shariah Compliant funds are more volatile than their category average, so investors should be willing to accept some risk to potentially achieve higher returns.