High Principles

Invest in well-established companies

The flexibility to invest in companies of various sizes, aiming for optimal returns by adjusting your portfolio composition based on market conditions and opportunities.

up arrow43.13% 1Y CAGR

high riskVery High Risk

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22.7%

Average Returns

1+ Lac

Investors

₹1,000+ Cr

AUM

Introducing: High Principles

Explore Our Offerings

The High Principles Stack is a way to gain exposure to businesses that are a play on India’s secular growth story while strictly abiding by the rules laid down by the Shariah law. Participate in India’s growth story in a socially responsible way. Invest in funds that adhere to the strict rules laid down under the Shariah Law.

Why Invest in High Principles?

Diversification

It pools money from several investors to invest the money in a diversified portfolio consisting of stocks, bonds, mutual funds etc. which helps spread the risk.

Liquidity

It can be accessed anytime and can be liquidated at any point in time which helps during emergencies.

Managed By Experts

Fund Manager have expertise in selecting and monitoring investments. They use research, analysis, and market insights to make informed decisions.

Performance

Current Holdings

Talk to Your Dedicated Wealth Manager

Our wealth team will get in touch with you to assist you in making better investing decisions.

Histrocial returns

Annualised past patterns

historical returns

Histrocial returns

Who Should Invest in this

Age18 years

Risk ProfileAggressive

Investment Horizon5+ Years

Return ExpectationsCompetitive returns by diversifying market-caps.

Ideal Financial goalsWealth creation, asset diversification, education planning

The High Principles Stack is a way to gain exposure to businesses that are a play on India’s secular growth story while strictly abiding by the rules laid down by the Shariah law.

What is High Principles Portfolio

Table of Contents

What you are InvestingInvestment StrategyPros & Cons of High Principles Stack:

What you are Investing

  • Invest in a portfolio of companies that satisfy certain important principles laid down under the Shariah Law.
  • Funds that will not invest in companies whose total debt exceeds 1/4th of its total assets.
  • Funds that will not invest in companies whose interest income exceeds 3% of their total income.
  • Funds that will not invest in Companies which is involved in businesses such as Tobacco, Alcohol, Financial Services such as Banks & NBFCs, Pork, Gambling, Nightclub activities or pornography  

Investment Strategy

This fund mainly invests in Companies that satisfy the strict rules under the Shariah Law. 

  • This fund is ideal for investors looking to invest in a diversified equity fund without exposure to sectors such as Banking & Finance, Alcohol, Tobacco etc
  • This fund is suitable for investors seeking long-term capital appreciation of their wealth and those who wish to invest in equity and equity-related instruments of Companies that are Shariah Compliant.

Pros & Cons of High Principles Stack:

Benefits

Drawbacks

Adequate diversification benefits

There can be periods of underperformance

Potential to generate attractive returns over the long term.

Higher risk than usual. 

These funds are Shariah Compliant

Expense Ratio is higher than the category average 

Who Should Invest

Investors who are willing to take on moderate to high risk and have a long-term investment horizon may consider investing in Shariah-compliant funds. These funds are typically best suited for investors who are looking to invest for the long term, at least 5+ years. Shariah Compliant funds are more volatile than their category average, so investors should be willing to accept some risk to potentially achieve higher returns.

Frequently Asked Questions

Who can invest in High Principles Stack?

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Investors who are willing to take on moderate to high risk and have a long-term investment horizon may consider investing in Shariah-compliant funds. These funds are typically best suited for investors who are looking to invest for the long term, at least 5+ years. Shariah Compliant funds are more volatile than their category average, so investors should be willing to accept some risk to potentially achieve higher returns.

What are the risks associated with Flexi Cap Fund?

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The primary risks include market volatility, especially in small and mid-cap stocks, which can impact returns. The fund’s dynamic nature also means it may perform unpredictably in short periods.

What is the minimum amount to invest in Flexi Cap Fund?

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You can start investing in Flexi Cap Funds with as little as ₹500 through a Systematic Investment Plan (SIP). For lump sum investments, the minimum is usually ₹1,000.

What is the exit load of Flexi Cap Funds?

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Most Flexi Cap Funds charge an exit load of 1% if you redeem your investment within 1 year. However, the exit load varies by the specific fund.

 

Is Flexi Cap Mutual Fund good for aggressive investors?

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Yes, Flexi Cap Funds are suitable for aggressive investors seeking higher returns. The fund's exposure to small and mid-cap stocks offers growth potential but also comes with higher risks.

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It’s Time to Grow Your Wealth

₹1,000+ cr

AUM

1+ Lac

Investors

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