frequently asked questions
Learn about Stack Wealth - who we are, what we do and how we do it.
How does Stack work?
Stack simplifies premium investing for you.
We helps you get access to some exclusive asset classes and curates perfect investing strategies tailored for your risk profile using the Smart Stack Approach� - based on a nobel-prize winning research.
Why should I trust Stack with my money?
We curate the perfect investing strategy, unique to your requirements, using the Smart Stack Approach� that is based on a nobel-prize winning research.
Stack takes your information and property seriously. We encrypt all user data with bank grade TLS hack-proof security and safeguard our app through MFA (Multi-Factor Authentication) to protect your sensitive information. We are registered with AMFI (ARN Holder Number - 171554) & SEBI and comply with all of their security guidelines.
Is there any fee for using Stack?
Users are not charged any fees by Stack.
Stack earns a small fee from various financial institutions for the services rendered. This fee structure is mentioned in our 'disclosures'.
Please note that the fees earned for any asset class, such as stocks, bonds, or real estate, does not play any role in the quality of investment opportunities that we curate and display to you on the app. Our sole objective is to provide you with the best investment opportunities available in the market, regardless of the fee structure.
Is my personal data secured with Stack?
Stack takes your information and property seriously. We encrypt all user data with bank grade TLS hack-proof security and safeguard our app through MFA (Multi-Factor Authentication) to protect your sensitive information.
Is Stack SEBI registered?
Stack is currently registered with the Association of Mutual Funds of India (AMFI) which is a regulated body under SEBI and holds a distributor license No. 171554 and is bound by the code of conduct guidelines established by AMFI (click here to view)
Mutual Fund Distributors also come under the purview of SEBI Mutual Fund Regulations laid down from time to time. Core team members of Stack, who are involved in critical investment related activities, have also successfully qualified the NISM Series VA - Mutual Fund Distributors Certification Exam.
How is Stack different from other apps?
Every retail investor is burdened with researching about equity, debt & gold mutual funds, deciding the right portfolio allocation - market cap split (large cap, mid cap, small cap) and sectoral split and staying up to date with market trends.
Stack is your team of investment experts that grow your wealth by choosing the right mutual funds, bonds, stocks, real estate and peer to peer investments with quality assessments, based on your goals and risk appetite
What is personalised wealth management?
Using a consultative process, the advisor gains information about the client's wants and specific financial situation. Personalised wealth managers use this information to curate a personalized strategy that uses a range of financial products and services (mutual funds, bonds, stocks, real estate etc.).
Wealth management takes a holistic approach to generating wealth for the long & short-term.
Where does my money go?
Stack lets you access a variety of financial products including & not limited to mutual funds (equity, debt and gold), direct debt investments (p2p lending), managed stocks, bonds, real estate etc.
In regard to stack prime, your money is invested in asset management companies that allocate your funds to the selected mutual funds in your curated portfolio.
When you invest in stack flash, your money is lent to creditworthy borrowers that repay the debt with a fixed interest rate.
How high will my returns be when I invest in Stack?
Our best portfolio can give you high long-term returns when you invest for a longer time frame. Ideally, our most aggressive long-term portfolio can give you up to 17% returns in a 10+ year time frame. Stack Flash gives you up to 11% interest p.a. with daily or monthly returns that can be credited to your account or reinvested.
Can I withdraw my money anytime I want?
Almost all the investment opportunities on Stack have no lock-in period.
In Stack Prime, there is no lock-in period for investing in any of the mutual fund portfolios. You can invest and withdraw your money anytime. Please note that withdrawals take 3-5 business days to process.
In Stack Flash, the Flexi scheme has no lock-in period. Although the Fixed scheme has a 1 year lock-in period, during which you can only withdraw monthly returns that can be credited to your account or reinvested for better returns.
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