frequently asked questions

Asset Management Company collects investments, pools funds, invests diversely across Equity, Debt, Risk-Free. Find top AMC Mutual Funds in India.

What is a mutual fund portfolio?

A mutual fund portfolio refers to the aggregated holdings of a fund scheme, encompassing various securities such as short-term debt, stocks, bonds, and other investment instruments.

How does an investor buy and sell mutual funds?

Investors have the option to acquire mutual fund shares either directly from the Asset Management Company or through a broker associated with the fund.

Does an individual need a PAN card to invest in mutual funds?

Indeed, possessing a PAN (Permanent Account Number) card is mandatory for making mutual fund investments in India.

What is the NAV of a mutual fund?

The Net Asset Value (NAV) represents the market value of all the securities held by a mutual fund scheme at a given point in time.

What are the New Categories of Mutual Fund Schemes by SEBI?

SEBI's regulations have recently categorized mutual funds into various segments to provide investors with clearer options based on their investment objectives and risk profiles.

In the realm of Equity Funds, investors can choose from a range of options including large-cap funds, large & mid-cap funds, mid-cap funds, small-cap funds, multi-cap funds, dividend yield funds, value funds, contra funds, focused funds, sectoral/thematic funds, and ELSS (Equity Linked Savings Scheme).

On the Debt Funds front, the categories now include overnight funds, liquid funds, ultra-short duration funds, low duration funds, money market funds, short duration funds, medium duration funds, medium to long duration funds, long duration funds, dynamic bond funds, corporate bond funds, credit risk funds, banking & PSU funds, Gilt Funds, Gilt funds with 10-year constant duration, and floater funds.

Hybrid Funds offer a mix of equity and debt exposure, with options such as conservative hybrid funds, balanced hybrid funds, aggressive hybrid funds, balanced advantage funds, multi-asset allocation funds, arbitrage funds, and equity savings funds.

For investors with long-term goals, Solution Oriented Funds like retirement funds and children’s funds (with a lock-in period of at least 5 years) provide targeted investment avenues.

Lastly, there are Other Funds including index funds and fund of funds, catering to specific investment strategies and preferences.

These categorizations aim to streamline investment choices, making it easier for investors to align their portfolios with their financial goals and risk tolerance levels.