frequently asked questions

Fixed Scheme is a P2P instrument that gives you up to 11% returns with a 1-year lock-in period and interest that can be credited to your account or reinvested every month.

Flexi Scheme is a P2P instrument that gives you 9.5% returns with no lock-in period and the interest can be credited to your account daily. You can withdraw your investment anytime with the Flexi scheme.

Stack Flash is a P2P investment that directly connects borrowers with good credit history with people who are willing to generate returns in the form of interest when this money is paid back after being lent.

Stack Flash is powered by our lending partner - Lendbox. The whole process is overlooked by RBI. Strong credit assessments are conducted to ensure the risk of this investment is as low as possible. RBI-registered NBFC-P2P comes under RBI's purview of regulatory oversight.

Getting the Certificate of Registration (CoR) from RBI further reinforces the brand Lendbox's trust amongst its borrowers and lenders.

There are no transaction fees associated with the investment. Stack does not charge any fees when you invest or withdraw your funds in Stack Flash.

Stack earns a small fee from various financial institutions for the services rendered. This fee structure is mentioned in our 'disclosures'.

Please note that the fees earned for any asset class, such as stocks, bonds, or real estate, does not play any role in the quality of investment opportunities that we curate and display to you on the app. Our sole objective is to provide you with the best investment opportunities available in the market, regardless of the fee structure.

There are two schemes within Stack Flash: Flash Fixed & Flash Flexi.

Flash Flexi has no lock-in period while Flash Fixed has a 1-year lock-in period.

Your Flash investment creates a steady source of returns credited daily or monthly and helps you achieve your short-term goals easily. Ideally, we recommend investing not more than 10% of your overall portfolio in Flash.

P2P investing is a popular investment option for investors looking to grow their money over the short term. Here are the steps on how to invest in P2P with Stack Flash using the Stack Wealth app:

Download the Stack Wealth App: Create an account on the Stack Wealth app and complete your KYC. Once this is completed you can explore all the offerings on the app.

Invest in Stack Flash: Once your KYC is done, you can choose to invest in Flash Fixed or Flash Flexi.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

You can start investing in P2P with Stack Flash with an amount as low as Rs.500.

Yes, P2P lending is legal in India. In 2017, the Reserve Bank of India (RBI) published the Master Directions for NBFC-P2P (Non-Banking Financial. Company-Peer to Peer) Lending Platform, which governs the operation of P2P lending platforms in India.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

The minimum amount for P2P investing with Stack Flash is Rs. 500. This is the minimum investment amount across all P2P investing platforms. The actual minimum amount may vary depending on the platform.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

If you are looking to invest your money for 3 months in India, you can consider peer-to-peer (P2P) lending. Stack Flash is a P2P lending platform that connects borrowers and lenders directly with the help of Lendbox. This allows lenders to earn higher interest rates (up to 11% p.a.) than they would from traditional investments, such as bank deposits.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more

Stack Flash allows you to invest without a lock-in period so you can withdraw your gains after three months with ease.

Stack Flash is a P2P lending platform that connects borrowers and lenders directly with the help of Lendbox. This allows lenders to earn higher interest rates (up to 11% p.a.) than they would from traditional investments, such as bank deposits.

Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.. Stack Flash Fixed allows you to invest without a 1-year lock-in period so you can withdraw your investment one year after maturity with returns of up to 11% p.a.

Stack Flash is a P2P lending platform that connects borrowers and lenders directly with the help of Lendbox. This allows lenders to earn higher interest rates (up to 11% p.a.) than they would from traditional investments, such as bank deposits.

Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more. Stack Flash Fixed allows you to invest without a 1-year lock-in period so you can withdraw your investment one year after maturity with returns of up to 11% p.a.

In India, the average return on P2P lending is roughly 12-14% per year. However, real profits might vary based on the platform, the borrower's risk profile, and the term of the loan.

Some of the elements that might influence the returns on P2P lending are as follows:

• Interest rates: P2P lending systems provide varying interest rates.
• Borrower risk profile: The borrower's risk profile is the most critical element influencing the returns on P2P lending.
• Loan length: Shorter term loans often have higher interest rates than longer term loans.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

The Stack Flash Fixed offering in the Stack Wealth app gives you up to 11% returns p.a.

If you are looking to invest your money for a fixed period of time with fixed returns, you can consider peer-to-peer (P2P) lending. Stack Flash is a P2P lending platform that connects borrowers and lenders directly with the help of Lendbox. This allows lenders to earn higher interest rates (up to 11% p.a.) than they would from traditional investments, such as bank deposits. Click here to know more.

P2P lending is a relatively new investment option in India, but it has grown in popularity in recent years due to the possibility for larger returns.

In India, P2P investing can be a superior alternative to fixed deposits in the following ways:

• Greater returns: Interest rates on P2P lending are often greater than those on fixed deposits.
• Flexibility: Unlike fixed deposits, P2P lending allows you to invest in smaller sums. P2P lending has a higher liquidity than fixed deposits.
• Transparency: Compared to fixed deposits, peer-to-peer lending is more transparent.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Both fixed deposits (FDs) and peer-to-peer lending (P2P) are popular investment alternatives in India. There are, however, several significant distinctions between the two, including the following:

Fixed Deposits

Low returns: FDs often provide lesser returns than peer-to-peer lending. There is no liquidity: You cannot remove funds from an FD before maturity without incurring a penalty. Default risk: If the bank fails to meet its payment commitments, you may lose your whole investment.

Peer-to-peer lending

Liquidity: You can withdraw funds from a P2P loan at any moment, according to the loan agreement's restrictions. Risk of default: There is a chance that the borrower will default on the loan, causing you to lose some or all of your investment.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

The safety of an investment depends on your individual risk appetite. If you are looking for a safe investment with guaranteed returns, then an FD is a good option. However, if you are willing to take on a slight risk for the potential of higher returns, then P2P lending can be a good option.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Fixed deposits (FDs) are a popular investment option in India, as they offer guaranteed returns and safety of principal. However, they are not the best investment option for everyone.

Here are some of the drawbacks of FDs:

• Low returns
• No liquidity
• Limited growth potential

P2P lending is a newer investment option that offers higher returns than FDs.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.. Here are some of the benefits of P2P lending:

• Higher returns: P2P lending can offer higher returns than FDs.
• Liquidity: P2P lending is a more liquid investment than FDs.
• Potential for growth: P2P lending offers the potential for higher growth than FDs.

Fixed deposits (FDs) are a popular investment option in India, but they offer low returns. In fact, the average interest rate offered by FDs is currently around 6%.

There are a number of other investment options that offer higher returns than FDs. One such option is peer-to-peer (P2P) lending.

The average interest rate offered by P2P lending platforms in India is currently around 11%. This means that you could potentially earn twice the returns from P2P lending than you would from an FD.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Peer-to-peer lending (P2P lending) is a financial technology that enables individuals to lend money directly to other individuals or businesses without the need of a bank or other financial institution.

This means that borrowers can acquire loans with lower interest rates and lenders can earn greater interest rates than they would with traditional assets like mutual funds.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Peer-to-peer lending (P2P) is a kind of lending in which individuals lend money directly to other individuals or businesses, rather than via traditional financial institutions such as banks. This might be an excellent option to generate larger rates on your money than a savings account or fixed deposit.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Fixed deposits (FDs) and P2P (peer-to-peer) lending are both popular investment options in India. However, there are some key differences between the two, including the following:

Fixed deposits

• Low returns: FDs typically offer lower returns than P2P lending.
• No liquidity: You cannot withdraw your money from an FD before maturity without paying a penalty.

P2P lending

Higher returns: P2P lending can offer higher returns than FDs.

Liquidity: You can withdraw your money from a P2P loan at any time, subject to the terms of the loan agreement.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Start with Rs.500 & earn up to 11% returns p.a. with interest credited directly to you every month/day. Click here to know more.

Peer-to-peer (P2P) lending is a new investment option in India and has been gaining popularity recently due to the possibility of high returns. There are a number of P2P lending platforms available in India, but Stack Flash powered by Lendbox is ideal, safe and can give you up to 11% returns p.a.

Stack Flash powered by Lendbox is a P2P investing offering by Stack Wealth. Lendbox is one of the oldest and most established P2P lending platforms in India. Click here to know more

Lendbox is a RBI-registered NBFC (Non-Banking Financial Company). This means that it is regulated by the Reserve Bank of India.